Terms & Conditions

Welcome to The MCT Associates LLC (“MCT Associates,” “we,” “our,” or “us”). These Terms & Conditions govern your access to and use of our website, https://themctassociates.com/, and the information, services, and communication options provided through it.

By accessing or using our website, submitting an inquiry, or requesting our services, you agree to these Terms & Conditions. If you do not agree, please discontinue using our website.

1. Use of Our Website

You may use this website for lawful purposes, including learning about our accounting, bookkeeping, tax preparation, payroll, tax planning, and related professional services.

By using this website, you agree that you will not:

• Use the website for any unlawful or fraudulent purpose.
• Attempt to gain unauthorized access to our website, systems, or data.
• Submit false, misleading, or inaccurate information.
• Interfere with the website’s operation, security, or functionality.
• Copy, reproduce, distribute, or commercially exploit website content without our written permission.

We reserve the right to restrict or terminate access to our website if these terms are violated.

2. Services and Professional Engagements

The MCT Associates LLC provides accounting, bookkeeping, tax preparation, payroll, tax planning, QuickBooks assistance, and related professional services to individuals and businesses.

Information presented on this website is intended for general informational purposes. It does not constitute a formal offer to provide professional services or establish an accountant-client relationship.

A professional engagement will only begin after the appropriate engagement arrangements have been discussed and accepted by both parties. The scope of services, applicable fees, responsibilities, and other conditions may be outlined in a separate engagement letter or service agreement.

We reserve the right to accept or decline service requests at our discretion, subject to applicable laws and professional obligations.

3. No Guarantee of Results

Although we strive to provide accurate, reliable, and professional services, we do not guarantee specific financial, accounting, tax, or business outcomes.

Tax refunds, tax liabilities, financial results, and compliance requirements depend on individual circumstances, the accuracy and completeness of information provided, applicable laws, and decisions made by relevant government authorities.

Any examples, estimates, or general information provided on this website should not be interpreted as a guarantee of results.

4. Accuracy of Information

We make reasonable efforts to ensure that the information published on our website is accurate and up to date.

However, tax laws, accounting standards, financial regulations, and government requirements may change. We do not warrant that all website information is complete, current, or free from errors.

You should contact us for guidance regarding your specific circumstances rather than relying solely on general website information.

5. User Submissions and Communications

When you submit an inquiry, consultation request, contact form, or other information through our website, you agree to provide accurate and complete information.

You are responsible for ensuring that any documents or information submitted to us are accurate and that you are authorized to share them.

Please do not submit sensitive financial information, Social Security numbers, tax identification numbers, passwords, or confidential documents through unsecured website forms or ordinary email.

For secure document exchanges, please use the designated client portal or another approved communication channel.

6. Privacy and Personal Information

Your privacy is important to us.

We may collect personal information, including your name, email address, telephone number, and information you voluntarily provide through our website or during service-related communications.

We use this information to:

• Respond to inquiries and consultation requests.
• Provide requested professional services.
• Communicate about appointments, billing, and service updates.
• Send newsletters, announcements, or promotional communications where permitted and where you have provided the required consent.
• Maintain business records and comply with legal obligations.

We do not sell, rent, or trade your personal information.

We may share information with trusted service providers who assist with our business operations, or where disclosure is required or permitted by law.

For additional information about our data collection, use, and protection practices, please review our Privacy Policy:

https://themctassociates.com/privacy-policy/

7. SMS Terms & Conditions

By providing your telephone number and explicitly opting in to receive SMS messages from The MCT Associates LLC, you agree to receive text messages in accordance with these SMS Terms & Conditions.

Your consent to receive SMS messages is not a condition of purchasing any service or receiving professional assistance from us.

7.1 SMS Consent Communication

The information (including phone numbers) obtained as part of the SMS consent process will not be shared with third parties or affiliates for their own marketing purposes.

We may use trusted service providers to facilitate the delivery of SMS messages on our behalf. These providers may process your information solely to provide the messaging services and are not authorized to use your phone number for their independent marketing purposes.

7.2 Types of SMS Communications

If you have explicitly consented to receive SMS messages from The MCT Associates LLC, you may receive messages related to the following:

• Appointment Reminders: Reminders about scheduled consultations, meetings, and appointments.
• Follow-Up Messages: Follow-ups regarding inquiries, consultations, or requested services.
• Billing Inquiries: Notifications concerning invoices, payments, and account-related matters.
• Promotions or Offers: Occasional promotional messages, special offers, or service announcements, if applicable and separately authorized where required.

Example SMS Message:

“Hello, this is a friendly reminder of your upcoming appointment with The MCT Associates LLC on [Date] at [Time]. Please contact us if you need to reschedule. Reply STOP to opt out of SMS messaging at any time.”

7.3 Message Frequency

Message frequency may vary depending on the type of communication and your interactions with our business.

For example, you may receive up to 2 SMS messages per week regarding appointments, follow-ups, billing, or account-related matters.

Example Disclosure:

“Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.”

7.4 Potential Fees for SMS Messaging

Standard message and data rates may apply depending on your mobile carrier and wireless service plan.

These fees may vary depending on whether messages are sent or received domestically or internationally. Please contact your wireless carrier for information about applicable charges.

7.5 Opt-In Method

You may opt in to receive SMS messages from The MCT Associates LLC through the following method:

• By submitting an online form on our website and voluntarily selecting the SMS consent checkbox.

By checking the SMS consent box, you expressly authorize us to send the applicable categories of text messages to the telephone number you provide.

SMS consent is optional and is not required to submit a general inquiry or purchase our services.

7.6 Opt-Out Method

You may opt out of receiving SMS messages at any time.

To stop receiving messages, simply reply STOP to any SMS message you receive from us.

Alternatively, you may contact us directly and request removal of your telephone number from our messaging list.

After opting out, you will no longer receive SMS messages unless you provide consent again.

7.7 Help and Support

If you experience any issues with our SMS messaging service, you can reply with the keyword HELP to any message.

You may also contact us directly for assistance:

Email: admin@themctassociates.com
Phone: 973-498-8750

7.8 Additional SMS Consent Options

If you do not wish to receive SMS messages, simply leave the SMS consent checkbox unchecked when submitting any form on our website.

You can still contact us, request information, or inquire about our services without agreeing to receive SMS messages.

7.9 Standard Messaging Disclosures

• Message and data rates may apply.
• You can opt out at any time by texting STOP.
• For assistance, text HELP or contact us at admin@themctassociates.com.
• Message frequency may vary.
• SMS consent is not a condition of purchasing any service.
• Your SMS consent and phone number will not be shared with third parties or affiliates for their own marketing purposes.

For additional information, please review our Privacy Policy.

8. Third-Party Links and Services

Our website may contain links to third-party websites, platforms, software, or services, including client portals and payment or communication platforms.

These third-party services are not controlled by The MCT Associates LLC.

We are not responsible for the content, availability, security, privacy practices, or terms of use of external websites and services.

Your use of third-party services is subject to their respective terms and policies.

9. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, designs, website layouts, and other materials, is owned by or licensed to The MCT Associates LLC unless otherwise stated.

You may access and use website content for personal and informational purposes.

You may not reproduce, modify, distribute, republish, or commercially use website materials without our prior written permission, except where permitted by applicable law.

10. Limitation of Liability

To the maximum extent permitted by applicable law, The MCT Associates LLC, its owners, employees, representatives, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Your access to or inability to use our website.
• Reliance on information published on our website.
• Errors, omissions, or outdated website information.
• Unauthorized access to information transmitted through the internet.
• Interruptions, technical issues, or website downtime.
• Your use of third-party websites or services linked from our website.

Nothing in these Terms & Conditions excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

11. Indemnification

You agree to indemnify and hold harmless The MCT Associates LLC, its owners, employees, and representatives from claims, liabilities, damages, losses, and expenses arising from your unlawful use of our website, violation of these Terms & Conditions, or infringement of another party’s rights.

This provision applies to the extent permitted by applicable law.

12. Changes to These Terms & Conditions

We reserve the right to modify or update these Terms & Conditions at any time.

Any changes will be posted on this page with an updated effective date.

Your continued use of our website after changes are published constitutes acceptance of the revised Terms & Conditions.

We encourage you to review this page periodically.

13. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of New Jersey and applicable federal laws of the United States, without regard to conflict-of-law principles.

Any disputes arising from the use of this website or these Terms & Conditions shall be subject to the jurisdiction of the applicable courts located in New Jersey, subject to applicable law.

14. Contact Information

If you have questions regarding these Terms & Conditions, our services, or our SMS messaging practices, please contact us:

The MCT Associates LLC

Address:
104 Serpentine Drive
Morganville, NJ 07751
United States

Phone: 973-498-8750

Email: admin@themctassociates.com

Website: https://themctassociates.com/

Thank you for visiting The MCT Associates LLC.

We appreciate your trust and look forward to assisting you with your accounting, tax, bookkeeping, and financial service needs.